題目：微型貸款中的機會共創
主講人：孫黎助理教授（美國密蘇比大學Bloch偉德國際1946bv官網）
時間：2014年6月24日 （星期二）上午10:00
地點：主樓216會議室
主講人簡介：
執教於堪薩斯城密蘇里大學偉德國際1946bv官網全球創新與創業系，博士生課程導師，阿靈頓德州大學EMBA課程客座教授，達拉斯德州大學全球戰略管理博士，香港中文大學哲學碩士、中國人民大學學士，浙江宣平人。他對戰略管理、國際企業與公司創新有深入的研究，共有21篇英文文章在西方管理學報上發表，其中一篇比較中美企業購并的論文、一篇中國公司治理論文在國際頂尖的《戰略管理學報》(Strategic Management Journal)發表，戰略的制度觀論文在《偉德國際1946bv官網視野》（Academy of Management Perspectives）發表。孫黎博士著有12本獨立著作，5本第一作者著作；2本第二作者著作，是《亞洲管理科學與應用學報》(Asian Journal of Management Science and Applications)、《全球商務研究學報》 (Journal of Global Commerce Research)編輯，是《偉德國際1946bv官網視野》（Academy of Management Perspectives）,《國際企業研究學報》(Journal of International Business Studies)等學報與教科書的特約審稿人。
內容簡介：
Microfinance is a social innovation to alleviate poverty by providing small, unsecured loans to local indigent entrepreneurs. Many borrowers use microfinance loans to seed their small entrepreneurial businesses. However, high interest rates charged by microfinance institutions (MFIs) are likely to increase the financial burden of those borrowers. In this study, we adopt an opportunity co-creation perspective to analyze the factors that affect microfinance interest rates. We argue that new opportunities in a social venture could be co-created by multiple stakeholders, including MFIs, the borrower community, women borrowers, governments, MFI managers, and employees. With 4,162 organization-year observations from 2003 to 2011 across 92 countries, which were collected from the Microfinance Information Exchange (MIX) and other data sources, our empirical results largely support our hypotheses on interest rate setting. Our opportunity co-creation perspective significantly extends the current understanding on microfinance and provides important managerial implications.
（承辦：組織與人力資源管理系）
